💳 Your source of truth for data on credit card points, programs, and award travel 💳
💳 points.credit helps you find and visualize the best credit card transfer partners across all major programs and their hotel/airline partners.
🔓 Register for an account to see your active transfer bonuses based on the cards you hold. Visit points.credit to see your active bonuses on the homepage.
🏨 ✈️ View current and past transfer bonus history for your favorite programs including: Hyatt, Qatar Airways, Air France/KLM, United, Hilton Honors, Air Canada, and more!
All Current Transfer Bonuses
| Bank | Destination | Base Ratio | Bonus % | Bonus Ratio | Valid Until | Available to Me? |
|---|---|---|---|---|---|---|
 Bilt |  Wyndham | 1:1 | 25%, 50%, 75%, 100%, or 125% | - | 2026-04-01 | ❓ |
 Citi |  Avianca | 1:1 | 25% | 1:1.25 | 2026-04-18 | ❓ |
| Citi |  Virgin Atlantic | 1:1 | 30% | 1:1.3 | 2026-04-18 | ❓ |
 Capital One |  Japan Airlines | 1:0.75 | 30% | 1:0.975 | 2026-04-30 | ❓ |
Starting 4/19, Citi will devalue transfer rates to Choice and I Prefer
Starting June 30, American Express Membership Rewards members will no longer be able to transfer their points to the Etihad Guest loyalty programAward Booking Windows
Find out when airlines open their award calendars to book the best flights
Cancellation & Change Policies
Compare cancellation fees across airline loyalty programs
All Resources
Tools, guides, and external resources to maximize your points
Due to the size and inherent nature of a Sankey diagram, please visit on desktop to see the graph of transfer partners and programs.
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