Terms of Use for points.credit

Last Updated: April 24, 2025

1. 1. Acceptance of Terms

   By accessing or using points.credit ("the Website"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website.

2. 2. Use License

   Permission is granted to temporarily access the materials on points.credit for personal, non-commercial viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

   • Modify or copy the materials
   • Use the materials for any commercial purpose
   • Attempt to decompile or reverse engineer any software contained on the Website
   • Remove any copyright or other proprietary notations from the materials
   • Transfer the materials to another person or "mirror" the materials on any other server

3. 3. User Accounts

   Some areas of the Website may require registration. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to:

   • Provide accurate and complete information
   • Update your information as needed
   • Protect your account from unauthorized access
   • Notify us immediately of any unauthorized use

4. 4. User Content

   You retain all rights to any content you submit to the Website. By posting content, you grant us a non-exclusive, royalty-free license to use, modify, reproduce, and distribute that content on our Website.

5. 5. Prohibited Activities

   You agree not to use the Website to:

   • Violate any laws or regulations
   • Infringe upon the rights of others
   • Submit false or misleading information
   • Upload or transmit viruses or malicious code
   • Interfere with the proper functioning of the Website

6. 6. Termination

   We may terminate or suspend your access to the Website immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

7. 7. Limitation of Liability

   The Website and its materials are provided on an "as is" basis. We make no warranties, expressed or implied, and hereby disclaim all warranties including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

8. 8. Changes to Terms

   We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes indicates acceptance of those changes.

9. 9. Governing Law

   These Terms shall be governed by and construed in accordance with the laws of California, without regard to its conflict of law provisions.

10. 10. Contact Information

    If you have any questions about these Terms, please contact us at gavin@thecomponent.studio.